How to buy a used car

Always remember to keep your eyes and ears open, when talking to someone about a used car. Make sure to ask lots of questions.

In a casino you are risking your money, in hopes of getting a big return, but when buying a car you just want to get your moneys worth, you want a car that will be reliable and dependable. You do not want a car that wont start on cold days or that stalls until its been running for a half hour.

Make sure to check the undercarriage and under the hood for rust. To a car rust is like cancer. Once rust is found it will spread unless it is cut off and replaced. Under the car and in the engine compartment you will find some rust it is only natural, but you want it to only be surface rust. This means if you take a wire brush to the rusted area you will brush off the rust and get to clean metal.

Next make sure to check the body of the car, for waves and any bubbling in the paint, this would indicate that the car was in an accident or some rust was incorrectly repaired. It is not uncommon for someone selling a car to have rust spots sanded down and painted over to give the car a fresh look, but what will happen is after a month or two the paint will start to bubble as the metal begins to rust again.

Next, look at the motor and mechanical parts under the hood of the car. The engine should be relatively clean from motor oil. If you see large buildups of oil in an area then chances are a head gasket will need to be replaces because of an oil leak.

All electrical and rubber parts should be checked for cracks. Cracks in rubber parts means that the rubber is old and dried out and will probably need to be replaced eventually.

Make sure to ask the owner if he has all the receipts for any work that has been done to the vehicle.

Another important piece of advice is to make sure to take the car for a good test drive. Do not be afraid to drive the car a little hard with the owner with you in the car, chances are they will understand, if they object then maybe there is something with the car they are trying to hide and you should move on to another car.

Many people will tell you that buying a used car is a gamble but if you take a good hard look at each car, and not get impulsive to buy, you can remove any gamble and guarantee yourself a jackpot of a car.

Buying A Used Or Second Hand Car In UK

If you are considering the purchase of your next used or second hand car, you might at this point be very nervous. Its not a purchase you make regularly like going to the supermarket for your monthly shop or buying that next outfit for hitting the town. Its something you might only do every three or four years sometimes longer.

Some popular makes are:

Audi, Alfa Romeo, Bmw, Citroen, Ford, Fiat, Honda, Hyundai, Jaguar, Jeep, Kia, Land Rover, Lexus,Mazda, Mercedes-Benz, Mg, Mini and Mitsubishi.

Confused? Who should I buy it from? A large garage group, a medium sized independent, a small independent, or a back street garage? The Answer? Whichever of these have the vehicle that you want! (With certain reservations which we will explore later.)

A common mistake is to go out in the car and visit all local sellers in the hope you see something you like, if you do this you will be at your most vulnerable and may well find that you buy something on impulse and may not in the long term be the best for you.

With the world wide web at your fingertips it’s a great place to start. By using it and visiting some of the better used car classified sites you will be able to narrow down your choices before even leaving your home.

Some of the best sites are:

www.autotrader.co.uk
www.autoexposure.co.uk
www.compucars.co.uk
www.ukclassifieds.co.uk
www.freeads.net

Ideally you should list your requirements in order of importance for example:

1. Insurance Cost
2. Fuel type
3. Economy
4. Vehicle size
5. 3/5/4 door etc
6. Price
7. Colour
8. Specification

Don’t get to carried away other wise the whole thing will not be the enjoyable experience it should be. Okay get surfing and find that combination of your dreams.

More of the most popular makes of vehicles to search are:

Nissan, Peugeot, Renault, Rover, Seat, Subaru, Skoda, Suzuki, Toyota, Vauxhall and Volkswagen.

Happy hunting and watch out for the next instalment. “The negotiation.”

Buying A Used Car From A Dealer

There are many challenges you will face when buying either a new or used car. It depends on the model that you want, how much is the budget, the size of your family and the options that go with it.

If you have an idea on the right car, then a little research on the value of the car in the market to date will be able to help the you when approaching a dealer.

This can be done by checking the internet or looking through the local newspaper before going to the various dealers in the area to make comparisons.

If the ideal car is not available on the lot, the if you tell the dealer about it these people can help by looking for that particular model or offer a similar car similar to your choice.

Since dealers often want to get rid of the cars quickly, it is also possible to get a good deal on what is available as long as it meets your requirements.

Most cars have a maintenance record. The buyer must ask the dealer to see it and if it is not available, then you should contact the dealership or repair shop where most of the work was done.

The buyer has the right to see a copy of the dealer’s warranty. To be safe, you can also ask if a service contract is provided in buying the used car. This contract that is offered by the dealer may or may not provide coverage that is in the manufacturer’s warranty which may cost extra.

Since the warranty usually comes when buying a car and the service contract does not, it is best to ask if you need to avail of by answering some questions;

• What are the differences between the coverage of the warranty and the service contract?
• What repairs are covered?
• Is routine maintenance covered?
• Who will pay for labor and parts if brought to the shop?
• Who is authorized to perform the repairs and where?
• How long does the service contract last?
• What are the cancellation and refund policies?

Just looking at the car will not give information if the car is in good condition. It should be test driven under various road conditions such as the highway or in traffic.

Since most people are not that knowledgeable about cars, it is advisable to bring the car to a reliable mechanic for proper inspection.

Buying A Used Car? Know The Basics

If you feel purchasing a new car is tricky, then buying a second hand car can be quite trickier. But don’t fret just yet–with these guidelines to keep you on track, that used car could be one of the sweetest deals you’ve ever had.

Where to Look
Snoop around. It pays to be on the lookout for owners wanting to shift to a newer model, and thus wanting to sell the car of your dreams. This is where your friends and family come in. Aside from referrals, they could more or less ensure that the price is reasonable and the car’s ownership history is satisfactory.

Asking the Right Questions
Why are the owners letting the car go? Make sure that they are not selling due to any major problems.

How long have they owned the car? Given proper maintenance, a five to seven year-old car would generally be in good condition. What repairs have been done, or are currently needed? How’s the mileage? The lower the mileage, the better. However, a used car with more miles could be satisfactory, too. In this case, ask about the vehicle’s use. Was it a family car limited to city driving? Does the car come with a warranty?

Take Note of the following:
Body rust or holes are difficult to repair. A body panel rusting through is to be replaced. Different paint shades from one panel to another, peeling and cracked paint, or smudges on other car part indicates a poor re-paint job, which needs to be re-done. Threadbare tires, chipped or cracked glass, the electrical work and what’s beneath the hood should be given proper attention, too.

Going Out for a Test Drive
If it’s a manual car, the clutch shouldn’t slip. If the clutch slips, instead of being steady as it accelerates, the motor will be revved up as when using neutral. If this happens get yourself a new clutch! Is the exhaust not chugging out excess smoke and noise? The car may need some good motor repair, or some of the exhaust system parts replaced. Do the pothole test. Overly shaky rides could indicate a suspension problem, an alignment problem and or a tire problem. Always have a trusted mechanic or a car aficionado friend to thoroughly go over the car with you.

The Turn Over, at Last
The number of previous owners, registration details, applicable taxes, and insurance papers – should all be properly documented. With the paperwork done and the payment terms agreed upon, you’re ready to hit the road, and enjoy the ride!

Buying A Car? Tips About Financing

Before purchasing a dream car, try to assess if the budget can really afford it. Questions like, how will it be paid, who will be helping to pay for it, what is the price limit of the car to be bought, and how long will it take to pay off the car? These should be considered even while planning to buy the car. The trend nowadays is that people buy the cars by cashing out the down payment, and the balance will be paid by installment. Others are just lucky enough to have saved the right amount of money that they are able to cash out the total cost of the car, which, by the way, seldom happens now. Never set aside the possibility of paying thousands of dollars when buying from a dealer or a specific car company, where in the end, charges you more for the interest which takes even years to pay.

Once you have found a way to finance the car you are eyeing on, then it’s time to start shopping around. There are credit unions and even local banks that are willing to loan the needed amount to purchase the car with an Annual Percentage Rate of only 1.9 per cent. However, this may turn out to be a catch, since this will only be happening on the first year. Without prior notice, these interest rates can increase which is a total inconvenience for those with just a fix income every year.

It is a big plus if a buyer is a member of a credit union. Being a member could save you from the trouble of spending a whole day in a lender’s office because the processing of the loan could only take just a few minutes after filling out the necessary papers for the request. In a credit union, fifteen to twenty minutes is all that is needed to do the application. They could even loan even up to $25,000.00 within just an hour after signing the papers.

It will be very helpful when a research is made prior to making that loan for a car. Believe it or not, car dealers are really digging out most of the penny in a buyer’s pocket by issuing interest that is sometimes unreasonable. There are two things needed to consider when thinking of financing a new car:

First, what’s the price willing to be spent by a buyer? More often than not, other people would rather ask themselves the question: How much of the car price do they intend to buy instead? They will be willing if the know they can afford their choice. Consider monthly regular expenditures. The monthly payment for the new car should not get in the way of paying the fixed monthly dues in the household. If in case it does, by merely doing a math, then just consider a second hand car. Just make sure that all is checked and examined to avoid hassle in the future.

Second, is it really important to change cars every two to four years? Consider cars offered on a lease, if so. Other dealers and car companies offer the leasing of a car for that amount of time, which you can return but no money will be refunded. However, there is an allotted amount of distance or mileage that should be covered during those years of lease, but this is negotiable. On the other hand, if a buyer is not interested in changing cars, it’s best not to opt for the cars for lease.

It is safest to get a loan from a credit union or a financial institution instead of a local car salesman; they would definitely try to reach even a buyer’s bottom dollar. Getting information from someone whom can be trusted and expert about financing a car, for they will be able to give you tips at your own interest. Financing either a new or a second hand car is a lot of sweat, but the determination to get the best car at the best price can be considered a success.

This should be a win, win situation for anyone. After all it’s your money that is at stake here. Do your research and it can be a beneficial decision on your part.

Buying Used Car Tips

Scouting for price-cuts is a smart habit. And buying used cars is no exception.

No wonder why many people are enticed to buy used cars. In fact, statistics show that the number of people who buy used cars is three times more than the number of people who buy new cars.

But then again, not all used cars are maintained equally by their previous owners. Hence, it is important for those who wish to purchase used cars to consider the different factors that might affect the performance and the condition of the car.

Here is a list of some tips that will help buyers in choosing their used cars.

1. Safety features should not be taken for granted.

Being old is not an excuse to justify the used car’s lack of safety features. Every car, whether old or new should have safety features in order to prevent some possible accident while driving.

Every used car should still have its anti-lock brakes working properly and airbags that are still intact (for cars made after this requirement).

2. The mileage is important

This is because the amount of mileage reflects the way the car has been used by the previous owner. Moreover, the mileage will denote the used car’s age.

Normally, an average driver will drive 12, 000 to 15, 000 miles in a year. In this way, the buyer will be able to estimate how old the car is.

3. Over-all check up is important

Before buying the car, the buyer should first conduct an over-all check up on the condition of the car, from its exterior parts up to the very detail of its interior portion.

Being old does not mean any signs of wear and tear will be an excused. Hence, people should be aware what they are paying for.

4. Test drive

There is no better way to know the condition of the car until it has been test-driven. Hence, a buyer should make all the effort to do a test drive first before he or she jumps into conclusion.

5. If possible, the over all service history of the car should be checked.

This will provide the buyer solid information regarding the true condition of the car. Here, the buyer can detect if the car has so many technical problems before, if it has been into an accident already, or if the owner was good enough to provide the proper maintenance for the car.

Knowing these things is extremely important to avoid possible risks in the future.

Boiled down, inspection is mportant especially if the transaction concerns money. Cheap is no substitute for being a smart buyer.